{"@context":"https://schema.org","@type":"JobPosting","directApply":"https://schema.org/False","title":"Risk Analyst - Fleet Card","description":"

About Bobtail

Bobtail is dedicated to increasing happiness by eliminating inefficiencies in the supply chain. We envision a supply chain without friction, fraud, waste, and abuse where companies succeed based on the value they create.

We work in a unique way at Bobtail, where we value teams over individuals and encourage experimentation and iteration to constantly improve. Teams are given flexibility in working towards a shared purpose and given the freedom to decide how they will accomplish their goals.

If you are an out of the box thinker that takes a proactive approach in collaborating with others to solve problems and achieve your goals - we would love to talk to you.

The things we value:

Mission
Teams over individuals
Collaboration
Communication
Iteration
Experimentation and failing fast
Initiative and solutions oriented approach
Documentation
Data
Mental health and work life balance
Diversity
Transparency

About the Role

We’re hiring a tactical, data-driven Risk Analyst to strengthen our risk controls on the Fleet Card program. This entry-level role (1–2 years experience) is perfect for someone who enjoys working with financial data, spotting unusual spend patterns, and building systems that prevent credit losses.

You’ll work directly with the Risk Manager to analyze cardholder behavior, support credit policy improvements, and enhance visibility into emerging risk signals — from credit score drops to delinquency indicators and suspicious usage trends.

This is a high-impact, learning-heavy role suited for someone excited about credit risk, fraud prevention, and real-time monitoring in a fast-growing fintech environment.

You should apply if you have:

Strong SQL skills — must be able to query transaction and user-level data independently.
Analytical mindset with a strong eye for outliers, trends, and inconsistencies.
Comfort working with large, messy datasets and turning them into clean reports.
Familiarity with dashboarding tools (Looker, Tableau, Power BI, etc.).
Strong written communication, especially when documenting casework or investigation summaries.

Nice to Have

Experience with Python for analysis or automation.
Familiarity with credit risk management, underwriting, or collections.
Internship or hands-on experience in fintech, lending, or card-based products.
Prior experience in a tech startup — preferred for adaptability and ownership.

You will be responsible for:

Track and report on key credit risk indicators (KRIs) like Days Past Due, Utilization Rates, and Limit Breaches.
Identify early warning signs such as spend spikes, irregular usage locations, or frozen credit reports.
Investigate late payments, missed repayments, and suspected misuse of cards.
Support root cause analysis (RCA) for fraud, default, or risky customer behavior.
Write and optimize SQL queries to extract relevant cardholder and transaction-level data.
Collaborate with the Credit and Ops teams to review customer creditworthiness and update credit line recommendations.
Help design alerts and internal tools to flag high-risk patterns in real time.
Clean and prepare data for reporting, presentations, and leadership updates.
Summarize findings in short, structured writeups with risk-relevant insights.

Benefits

Monthly Mental Break Day
Paid Time Off
Work from home (or wherever)
Parental leave

Creating a diverse and inclusive workplace is Bobtail’s nucleus. We are an equal opportunity employer and embrace people of different backgrounds, cultures, religions, national origins, races, colors, genders, gender expressions, sexual orientations, ages, marital status, veteran status, experiences, abilities and perspectives.

","identifier":"https://remote.com/jobs/bobtail-c1qdaq55/risk-analyst-fleet-card-j1q5xmkx","employmentType":"FULL_TIME","hiringOrganization":{"@type":"Organization","name":"Bobtail","sameAs":"https://www.bobtail.com","logo":"https://cdn.talent-assets.remote.com/company_logos/e8000531-4e57-4365-a261-a92b1ad12149company_logo.png"},"datePosted":"2025-06-14T22:23:49Z","applicantLocationRequirements":[{"@type":"Country","name":"Albania"},{"@type":"Country","name":"Algeria"},{"@type":"Country","name":"American Samoa"},{"@type":"Country","name":"Andorra"},{"@type":"Country","name":"Angola"},{"@type":"Country","name":"Anguilla"},{"@type":"Country","name":"Antigua and Barbuda"},{"@type":"Country","name":"Argentina"},{"@type":"Country","name":"Armenia"},{"@type":"Country","name":"Aruba"},{"@type":"Country","name":"Australia"},{"@type":"Country","name":"Austria"},{"@type":"Country","name":"Azerbaijan"},{"@type":"Country","name":"Bahamas"},{"@type":"Country","name":"Bahrain"},{"@type":"Country","name":"Bangladesh"},{"@type":"Country","name":"Barbados"},{"@type":"Country","name":"Belgium"},{"@type":"Country","name":"Belize"},{"@type":"Country","name":"Benin"},{"@type":"Country","name":"Bermuda"},{"@type":"Country","name":"Bhutan"},{"@type":"Country","name":"Bolivia"},{"@type":"Country","name":"Bosnia and Herzegovina"},{"@type":"Country","name":"Botswana"},{"@type":"Country","name":"Brazil"},{"@type":"Country","name":"British Virgin Islands"},{"@type":"Country","name":"Brunei"},{"@type":"Country","name":"Bulgaria"},{"@type":"Country","name":"Burkina Faso"},{"@type":"Country","name":"Burundi"},{"@type":"Country","name":"Cabo Verde"},{"@type":"Country","name":"Cambodia"},{"@type":"Country","name":"Cameroon"},{"@type":"Country","name":"Canada"},{"@type":"Country","name":"Cayman Islands"},{"@type":"Country","name":"Central African Republic (CAR)"},{"@type":"Country","name":"Chad"},{"@type":"Country","name":"Chile"},{"@type":"Country","name":"China"},{"@type":"Country","name":"Christmas Island"},{"@type":"Country","name":"Cocos (Keeling) Islands"},{"@type":"Country","name":"Colombia"},{"@type":"Country","name":"Comoros"},{"@type":"Country","name":"Cook Islands"},{"@type":"Country","name":"Costa Rica"},{"@type":"Country","name":"Cote d'Ivoire"},{"@type":"Country","name":"Croatia"},{"@type":"Country","name":"Curacao"},{"@type":"Country","name":"Cyprus"},{"@type":"Country","name":"Czech Republic"},{"@type":"Country","name":"Democratic Republic of the Congo"},{"@type":"Country","name":"Denmark"},{"@type":"Country","name":"Djibouti"},{"@type":"Country","name":"Dominica"},{"@type":"Country","name":"Dominican Republic"},{"@type":"Country","name":"Ecuador"},{"@type":"Country","name":"Egypt"},{"@type":"Country","name":"El Salvador"},{"@type":"Country","name":"Equatorial Guinea"},{"@type":"Country","name":"Eritrea"},{"@type":"Country","name":"Estonia"},{"@type":"Country","name":"Ethiopia"},{"@type":"Country","name":"Falkland Islands (Malvinas)"},{"@type":"Country","name":"Faroe Islands"},{"@type":"Country","name":"Fiji"},{"@type":"Country","name":"Finland"},{"@type":"Country","name":"France"},{"@type":"Country","name":"French Guiana"},{"@type":"Country","name":"French Polynesia"},{"@type":"Country","name":"Gabon"},{"@type":"Country","name":"Gambia"},{"@type":"Country","name":"Georgia"},{"@type":"Country","name":"Germany"},{"@type":"Country","name":"Ghana"},{"@type":"Country","name":"Gibraltar"},{"@type":"Country","name":"Greece"},{"@type":"Country","name":"Greenland"},{"@type":"Country","name":"Grenada"},{"@type":"Country","name":"Guadeloupe"},{"@type":"Country","name":"Guam"},{"@type":"Country","name":"Guatemala"},{"@type":"Country","name":"Guernsey"},{"@type":"Country","name":"Guinea"},{"@type":"Country","name":"Guinea-Bissau"},{"@type":"Country","name":"Guyana"},{"@type":"Country","name":"Haiti"},{"@type":"Country","name":"Honduras"},{"@type":"Country","name":"Hong Kong"},{"@type":"Country","name":"Hungary"},{"@type":"Country","name":"Iceland"},{"@type":"Country","name":"India"},{"@type":"Country","name":"Indonesia"},{"@type":"Country","name":"Ireland"},{"@type":"Country","name":"Isle of Man"},{"@type":"Country","name":"Israel"},{"@type":"Country","name":"Italy"},{"@type":"Country","name":"Jamaica"},{"@type":"Country","name":"Japan"},{"@type":"Country","name":"Jersey"},{"@type":"Country","name":"Jordan"},{"@type":"Country","name":"Kazakhstan"},{"@type":"Country","name":"Kenya"},{"@type":"Country","name":"Kiribati"},{"@type":"Country","name":"Kosovo"},{"@type":"Country","name":"Kuwait"},{"@type":"Country","name":"Kyrgyzstan"},{"@type":"Country","name":"Laos"},{"@type":"Country","name":"Latvia"},{"@type":"Country","name":"Lebanon"},{"@type":"Country","name":"Lesotho"},{"@type":"Country","name":"Liberia"},{"@type":"Country","name":"Libya"},{"@type":"Country","name":"Liechtenstein"},{"@type":"Country","name":"Lithuania"},{"@type":"Country","name":"Luxembourg"},{"@type":"Country","name":"Macao"},{"@type":"Country","name":"Madagascar"},{"@type":"Country","name":"Malawi"},{"@type":"Country","name":"Malaysia"},{"@type":"Country","name":"Maldives"},{"@type":"Country","name":"Mali"},{"@type":"Country","name":"Malta"},{"@type":"Country","name":"Marshall Islands"},{"@type":"Country","name":"Martinique"},{"@type":"Country","name":"Mauritania"},{"@type":"Country","name":"Mauritius"},{"@type":"Country","name":"Mayotte"},{"@type":"Country","name":"Mexico"},{"@type":"Country","name":"Micronesia"},{"@type":"Country","name":"Moldova"},{"@type":"Country","name":"Monaco"},{"@type":"Country","name":"Mongolia"},{"@type":"Country","name":"Montenegro"},{"@type":"Country","name":"Montserrat"},{"@type":"Country","name":"Morocco"},{"@type":"Country","name":"Mozambique"},{"@type":"Country","name":"Namibia"},{"@type":"Country","name":"Nauru"},{"@type":"Country","name":"Nepal"},{"@type":"Country","name":"Netherlands"},{"@type":"Country","name":"New Caledonia"},{"@type":"Country","name":"New Zealand"},{"@type":"Country","name":"Nicaragua"},{"@type":"Country","name":"Niger"},{"@type":"Country","name":"Nigeria"},{"@type":"Country","name":"Niue"},{"@type":"Country","name":"Norfolk Island"},{"@type":"Country","name":"Northern Mariana Islands"},{"@type":"Country","name":"North Macedonia"},{"@type":"Country","name":"Norway"},{"@type":"Country","name":"Oman"},{"@type":"Country","name":"Pakistan"},{"@type":"Country","name":"Palau"},{"@type":"Country","name":"Palestine"},{"@type":"Country","name":"Panama"},{"@type":"Country","name":"Papua New Guinea"},{"@type":"Country","name":"Paraguay"},{"@type":"Country","name":"Peru"},{"@type":"Country","name":"Philippines"},{"@type":"Country","name":"Poland"},{"@type":"Country","name":"Portugal"},{"@type":"Country","name":"Puerto Rico"},{"@type":"Country","name":"Qatar"},{"@type":"Country","name":"Republic of the Congo"},{"@type":"Country","name":"Réunion"},{"@type":"Country","name":"Romania"},{"@type":"Country","name":"Rwanda"},{"@type":"Country","name":"Saint Helena"},{"@type":"Country","name":"Saint Kitts and Nevis"},{"@type":"Country","name":"Saint Lucia"},{"@type":"Country","name":"Saint Pierre and Miquelon"},{"@type":"Country","name":"Saint Vincent and the Grenadines"},{"@type":"Country","name":"Samoa"},{"@type":"Country","name":"San Marino"},{"@type":"Country","name":"Sao Tome and Principe"},{"@type":"Country","name":"Saudi Arabia"},{"@type":"Country","name":"Senegal"},{"@type":"Country","name":"Serbia"},{"@type":"Country","name":"Seychelles"},{"@type":"Country","name":"Sierra Leone"},{"@type":"Country","name":"Singapore"},{"@type":"Country","name":"Slovakia"},{"@type":"Country","name":"Slovenia"},{"@type":"Country","name":"Solomon Islands"},{"@type":"Country","name":"Somalia"},{"@type":"Country","name":"South Africa"},{"@type":"Country","name":"South Korea"},{"@type":"Country","name":"South Sudan"},{"@type":"Country","name":"Spain"},{"@type":"Country","name":"Sri Lanka"},{"@type":"Country","name":"Sudan"},{"@type":"Country","name":"Suriname"},{"@type":"Country","name":"Swaziland"},{"@type":"Country","name":"Sweden"},{"@type":"Country","name":"Switzerland"},{"@type":"Country","name":"Taiwan"},{"@type":"Country","name":"Tajikistan"},{"@type":"Country","name":"Tanzania"},{"@type":"Country","name":"Thailand"},{"@type":"Country","name":"Timor-Leste"},{"@type":"Country","name":"Togo"},{"@type":"Country","name":"Tonga"},{"@type":"Country","name":"Trinidad and Tobago"},{"@type":"Country","name":"Tunisia"},{"@type":"Country","name":"Turkey"},{"@type":"Country","name":"Turkmenistan"},{"@type":"Country","name":"Turks and Caicos Islands"},{"@type":"Country","name":"Tuvalu"},{"@type":"Country","name":"Uganda"},{"@type":"Country","name":"Ukraine"},{"@type":"Country","name":"United Arab Emirates (UAE)"},{"@type":"Country","name":"United Kingdom (UK)"},{"@type":"Country","name":"United States"},{"@type":"Country","name":"Uruguay"},{"@type":"Country","name":"U.S. Virgin Islands"},{"@type":"Country","name":"Uzbekistan"},{"@type":"Country","name":"Vanuatu"},{"@type":"Country","name":"Vatican City (Holy See)"},{"@type":"Country","name":"Vietnam"},{"@type":"Country","name":"Wallis and Futuna Islands"},{"@type":"Country","name":"Yemen"},{"@type":"Country","name":"Zambia"},{"@type":"Country","name":"Zimbabwe"}],"jobLocationType":"TELECOMMUTE"}